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Tips for touring model homes

  • Posted by: Adrian La Fosse
  • Category: Blog, New Homes
If the homeowners have done their job, a home for sale has been cleaned up, gussied up and put on display to entice potential buyers to make an offer to purchase. Never is this more evident than in model homes in new housing developments. Carefully staged by interior decorators, every element — from the wall color to the appliances and every decorative accent — is chosen for its ability to…

Get Help With Your Down Payment

  • Posted by: Adrian La Fosse
  • Category: Uncategorized
It’s frustrating to have a decent-paying job, a bright earnings future and acceptable credit and still not be able to buy a home because you lack the thousands of dollars in cash needed for a down payment and closing costs. The dreaded down payment stops more potential homeowners cold than any other aspect of the loan process. To read articles about down payment headaches one would think it’s only millennials…

“Real Heroes Don’t Wear Capes. They Wear Dog Tags”

  • Posted by: Adrian La Fosse
  • Category: Uncategorized
Sure, it’s a slogan on a t-shirt, and nobody has yet to take credit for it, but it sums up how we feel. And, since Veteran’s Day – the day we celebrate our heroes in dog tags — is November 11, we’d like to take this opportunity to remind our current and former service members about the amazing VA home loan that is part of their benefits. It’s curious that…

How To Dispute Errors On Your Credit Report

  • Posted by: Adrian La Fosse
  • Category: Blog
One of the biggest obstacles standing between you and that house or condo you want to buy may be your credit worthiness. And, who is it that tells your lender whether or not you are worthy of getting a mortgage? Credit reporting bureaus — known collectively as “The Big 3” (Experian, Trans Union and Equifax), are the first to investigate how risky lending money to you may be. Let’s take…

Relocation: How To Buy A Home When You Don’t Know The Area

  • Posted by: Adrian La Fosse
  • Category: Blog
Conflicted: It’s the perfect description of how homeowners feel when faced with the reality of relocating from one city to another. It’s both exciting and mind-numbing, frightening yet courageous and it brings up feelings of both melancholy and elation. Moving from one home to another is a life-disrupter, but moving from one town to another is a major upheaval. Watching that moving van drive down the street, fearful that it’s…

3 Words You Must Learn And Understand Before You Buy A Home

  • Posted by: Adrian La Fosse
  • Category: Uncategorized
When you’re shopping for homes you’ll be introduced to an entirely new vocabulary and I’ll be the first to agree with you that some of it seems downright boring. Take encroachments and easements, for instance. Though they sound ho-hum, they are both important concepts so today I thought I’d try to put them in plain English for you. What’s an encroachment? Encroachment describes the violation of a homeowner’s property rights.…

Scary Home Inspection Report? It Doesn’t Have To Be A Deal Breaker

  • Posted by: Adrian La Fosse
  • Category: Uncategorized
It’s a toss-up whether the home inspection or the appraisal induces more nail-biting. Homebuyers, sellers and the agents involved await the results of both with a mixture of anticipation and fear. The latter, at least statistically, is unfounded. “Nationally, [only] 3.9 percent of sales failed in 2016,” according to Forbes staff writer Samantha Sharf. She doesn’t mention the reason for the failures, although it’s a safe bet that not all…

What Does A Title Company Do?

  • Posted by: Adrian La Fosse
  • Category: Uncategorized
Whether it’s your first time buying or selling a home, one of the most confusing aspects of either process is learning the lingo. Fixtures, encumbrances, contingencies – real estate jargon starts flying fast and furiously. The various players in the process, their roles and responsibilities, seem to confuse consumers the most and the title company sits at numero uno. In property law, Black’s Law Dictionary defines title as “. .…

Columbia SC New Home Builder Buyer Service Offers A Video Diary, Called Build Watch, Of Home Being Built From Ground Up

  • Posted by: Adrian La Fosse
  • Category: Blog
It’s no shock many people having a new home built would love to see the details of how their home’s progress is coming along. For Columbia, SC new homes this dream is a reality thanks to the innovators at the Columbia New Home Builder Team – and their exciting free Build Watch video service. The team recently celebrated the success of their breakthrough program. There’s no doubt having a new…

Inside America’s Most Expensive Home For Sale

  • Posted by: Adrian La Fosse
  • Category: Blog
Sure, Jennifer Lopez, Jennifer Aniston, and hubby Justin Theroux and Jay-Z and Beyonce own drop-dead gorgeous homes in Los Angeles’ swanky Bel Air community. But, theirs don’t hold a candle to the newly-crowned priciest home in the U.S. right now. History Back in the 1960s, there was barely an adolescent girl in the country that didn’t want to be Elly May Clampett, the animal-loving, Ozark-to-Beverly Hills transplant on TV’s “Beverly…